In this day and age it is nearly impossible to trust anyone on the Internet. As of late this trend has included more and more health insurance quote websites out there. It may start off innocent enough with a person doing a simple search on Google for “cheap health insurance” or something of the likes, but end with possibly thousands of dollars in uncovered medical bills you thought should have been paid for.

Regulators are warning Americans to beware of offers for insurance you see online, in email messages, faxes, and road signs. There are several companies out there selling cheap health insurance plans to clients which end up not being insurance at all. Instead they are bogus, worthless policies, that will cover almost none of your medical expenses. It’s almost as if you have to be a lawyer to understand the terms of each insurance policy. A broker can tell you one thing, while the actual policy may say something completely different.

In the last 12 months alone, federal and state regulators have shut down 9 different operations charged with selling phony insurance policies to over 10,000 Florida residents. Many of these operations are selling health discount plans which they claim are health insurance, and charge rates which are comparable to health insurance rates. When customers go to use the “insurance” they find that not a dime of their medical expenses are covered, thus being left with huge medical bills.

There are also phony ads out there claiming Blue Cross and Blue Shield coverage for $99 per month. When users go to the website to request more information, they are deluged with dozens of phone calls trying to sell them bogus insurance plans. Regulators urge all Americans to remain on guard.